5 Ways On How To Motivate Your Employees Without Using The Talk Of Money

One way to boost your employees’ productivity is of course – salary increase. While this method may disrupt the current flow of your finances’ situations, this is very effective at least temporarily. If this method doesn’t suits you may at least use another way to encourage the morale of your workers. You have to be creative and considerable on thinking over what makes your employees tick. You have learn to be thoughtful to them and get to know them better in order to make effect whatever you use to motivate your employees without the money. Here are some:

1. Give credits. Employees appreciate it the most when you give recognition when something is accomplished successfully. Announce it to everyone and give credits. A cheer is a simple joy employees need to love their work and keep going. You might also add it up with a pizza treat or something.

2. Enhance their workplace. Employees are inspired when everything around them is new, light, and airy. Shift their tables and cubicles and make the environment open with light and color radiating from all sides to exude positive energy. And also, maybe the computer that they’re using is obsolete and needs enhancement too!

Workplace Strategies that Enhance Performance, Health and Wellness

Workplace Strategies that Enhance Performance, Health and Wellness

3. Meet Financial Needs. This can be hard on you but you need to soften up with the idea of cash advances. Give credit by signing the cash advance that they are requesting. During school days, they might need educational assistance with their kids so offer some help. But of course, they’re going to be working for it as a salary deduction.

4. Ask politely. Don’t demand a certain work for them to do. Sometimes an employees feel devaluated when you tend to boss around them. Be kind and simply ask them when handing over assignments. It also applies when you need to cover some ideas head on. It is for them to feel that they are part of a team and not just a puppet.

5. Conduct team building outings. Energize the team you have. Team building activities create good relationships between your workers while having fun. This can be done with their respective families. After the so many hardships and stressful works they did, this is a sure way to refuel their energy and creative ideas. To be a great leader, you have to ensure that your worker is loving the job they’re doing and the people they have to work with.

Team Building

Team Building

Treat people with respect. That is the greatest reward you could ever give to anyone. Conduct criticism without hurting your workers feelings. Clarify expectations first and foremost and do not negate anything that they do. When a situation arise that there is a need to counteract something, it is best done with proper communications. Inappropriate controlling behavior towards your workers leaves them being discouraged and would feel unappreciated. It damages trust and sincerity that is vital in achieving rapport with your team.

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5 Ways Not to Run Out of Money After Retirement

People look forward to retirement because it’s a time for them to just relax and enjoy the remaining years of their lives. Then again, retirees can’t just spend whatever they have or else they’ll soon run out of money. They have to reduce expenses in order to make it through. They have to be wise in spending their money and learn how to manage their finances properly. Here are 5 ways to ensure you have enough money for the rest of your life following your retirement:

1. Increase your Social Security payments

As long as you are getting Social Security payments, you’ll have money for the rest or your life. However, if you rely on these payments alone, you’ll have to change your standard of living. You can try to increase the monthly payments by claiming spousal payments or not claiming the payments until you are 70 years old.

2. Manage your work pension properly

There are some people who get traditional pension from their work. Pensions are either given monthly or in lump-sum. Nowadays, lump-sum pay outs are preferred than monthly ones. Once you get the money, make sure to manage it properly. Don’t spend it all at once. Be prudent.

Returns on pension plans will now be market determined

Returns on pension plans will now be market determined

3. Be disciplines when withdrawing your savings

Limit withdrawals to 3 or 4 percent of your savings. This way, you’ll still have money even if all your other investments don’t go well. Also, you’ll have money in case emergencies arise like home repairs or medical expenses. And if you pass away sooner than expected, the remaining money will be given to your heirs.

4. Invest in annuities

Part of your retirement savings can be handed over to an insurance company. What do you get in exchange? You’ll have monthly payments for the remaining years of your life. Although annuities can be pretty expensive and you probably won’t have money to leave to your heirs, it’s still a wise thing to do because you have predictable monthly income.

5. Pay off your mortgages

Mortgages consume a big chunk of your monthly income. Pay off your mortgage so you’ll have money for other expenses. You can also make use of your home’s equity in case there are emergencies and you don’t have sufficient funds. You’ll get the money through a reverse mortgage or a second mortgage. It is best to be free of debts and to own a house before you retire. Along with your Social Security, you should get by without problems.

Having no mortgage gives you peace of mind.

Having no mortgage gives you peace of mind.

Retirement is an important phase of your life. It is a time for you to enjoy your remaining yours. Then again, if you don’t have sufficient funds, you won’t enjoy your retirement the way you should. Give yourself the life you deserve by taking care of your retirement savings and by knowing how to invest them so that you don’t outlive your retirement savings and end up in a bad situation.

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Whey Protein Supplements: Are They Worth Your Money?

People who want to develop their muscles know how important it is to take supplements. But for some, these supplements are a waste of money. So are they really worth your money or not? Let’s take a look at two of the most popular protein supplements on the market – regular whey protein and designer whey protein. Are they worth the money you spend on them?

What makes them different?

Designer whey and regular whey are different from each other. Regular whey is composed of natural products. Protein is converted into powder that you can mix with milk or water. You can then drink it whenever you want. On the flip side, designer whey protein is composed of the same products used in regular whey. However, they’ve got more amino acids. It’s like actual muscle tissue. So are designer whey protein supplements worth the money? Yes, they are. That’s great news for those who use the supplement.

How much do they cost?

Considering that designer whey proteins have more to offer than regular whey, it’s only fitting that they cost more. You can only imagine what the manufacturers had to do so the supplement would be “designed” properly. Then again, despite the higher price, it’s still worth the cost. It’s a great supplement that can help you get bigger muscles in no time.

This is the part where you actually have to think carefully. Would you work your ass off in the gym and develop your muscles only after working out for a long time? Or would you rather simplify the process and help your body by using designer whey protein supplements? It’s a matter of perspective. It depends on what you really want. If it’s having a great body in no time, then these supplements won’t be a burden on your pocket.

load of muscle building supplements

load of muscle building supplements

Is it all right to go with cheaper supplements?

Of course, it is. You’ll still get results even if you go with regular whey protein. You just have to work harder. Just make sure that the supplement doesn’t contain sugar or there are too many ingredients in there that don’t really do anything. Then again, if you prefer a cheaper supplement, you may have to take other supplements. Even multivitamins may be needed so your body gets what it needs. With more expensive supplements like designer whey, you won’t need anything else. The supplement has everything your body requires.

Generally, fitness supplements are worth the money. If you feel like you’re not getting results, don’t blame it on the supplements right away. Maybe you’re not working too hard. Don’t depend on supplements alone. Finally, when you choose a supplement to use, make sure to check your options carefully first. You only want to end up using one that you trust.



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5 Ways to Get Over a Breakup Fast

It’s hard to go through a breakup no matter which side you’re on. But we know that moving on is tougher. Expect different emotions to come when you’re involved in a breakup. If you want to move forward and get over the breakup quickly, you have to control yourself. It won’t be easy. But if you’re strong, the experience will turn you into a much better person. Here are 5 ways to get over your breakup quickly:

1. Forget about the past

We’re talking about social media here. Twitter, Facebook, and other social media sites are so tempting. You can easily know what your ex is up to after your breakup. This won’t help your cause. You’ll start thinking about your ex more often when you always check out his or her social media profiles. You’re not taking yourself out of your ex’s life, and this won’t help you heal wounds and move on with your life.

2. Bring back your social life

People usually isolate themselves from friends when they’re in a relationship. Their partner means the whole world to them. This is precisely why people feel like the whole world has crashed on them when they lose their beloved. After the breakup, connect with your friends once again. It’s easy to get over the breakup when you have family and friends around you.



3. Don’t try to be friends with your ex

If it’s over, then it’s over. You can’t be friends with your ex right after the breakup. You have to give yourself time to heal before you can be friends again. Resist calling your ex. Be strong and make sure not to have any sort of contact with your ex for at least 3 months

4. Give yourself time to grieve

Losing someone you love is painful. Don’t hide the pain. Cry and reflect on what has happened. Find someone you can talk to, someone who’ll listen without judging you. If you can’t express it verbally, write it down. Letting your emotions go leads to closure.

5. Stay away from the old routine

You may badly want to do what you’re so used to do, but this isn’t going to help you. Spend some time doing new things with different people. It will keep you from thinking about the breakup. You’ll also talk less about the previous relationship. It helps in boosting your confidence. In no time you’ll be prepared to date again.

Health Benefits Of A Breakup

Health Benefits Of A Breakup

A breakup is not easy and won’t ever be a walk in the park. People have different ways of dealing with breakups. If you have the right attitude and you are surrounded by people who truly love you, it’s going to be easy to move on. You won’t feel lonely at all. You’ll even find single life to be fun.

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3 Best Antivirus Software to Protect Your Mac

Despite Mac’s reliable reputation, it is not as invulnerable to internet virus as you think it is. As its users increase in number, so does the risk of it getting an online infection. This shouldn’t stop you from getting a computer, though. Preventive software that is entirely helpful in detecting viruses, worms, and other malware out to destroy your system is available on the market.

1. Intego Virus Barrier X6

This might probably be the best antivirus for your Mac. It boasts a two-way firewall and an active behavioral analysis program that will keep you highly protected from online threats. This feature means that this software will not wait for the malware to destroy your PC since it will track and analyze the behavioral patterns of your applications. If it detects any suspicious behavior, it will dispatch the problem right away. This way, hackers will find it difficult to get their way to your machine.

This security software also features a real-time virus and on-access scanning that will be of use by checking on every file you create once you’ve created it and also by cleaning your bunk from any threats every now and then. The two-way firewall is also a plus, since it automatically blocks an address that can possibly be an intrusion attempt. You can also be confident that your needs are attended to with its reliable customer support system.

2. Norton Antivirus

Putting applications containing your personal info, such as iPhoto, iTunes, and the likes, as its first priority, Norton Antivirus shields your Mac from malicious software pretty well. It also checks on your emails for attachments that might be infectious for your computer. Aside from its ability to scan applications that might be malicious through a technique called signature matching, it also updates its protecting feature to keep your system safe from the most current threats.

Protect Your Mac or PC w/ Bitdefender Antivirus

Protect Your Mac or PC w/ Bitdefender Antivirus

It also features real-time scanning which will monitor your activities and presents an offending file for deletion. Although this antivirus does not have a firewall for that extra protection when surfing the web, you are assured that your Mac is safe because of the other impressive features that it possesses.

3. BitDefender

This antivirus can protect you from Mac-tailored viruses and other malware by activating its on-access virus shield. This will automatically scan your applications and files the moment you open them. Through this, you wouldn’t have to periodically run system scans because Norton will do the job for you each day you use your computer. Although a full system scan is recommended every few weeks, you can settle for something faster through customizable quick scans on your files and folders. It also responds to threats automatically as it immediately puts offending files and addresses into quarantine and leave you the final decision of deleting it.

Bitdefender Antivirus Plus 2013

Bitdefender Antivirus Plus 2013

Another pro is that its dashboard is clear and organized to keep you updated for any possible threats that may disrupt your system. Indeed, it is effective and user-friendly – just the things you need for an antivirus program.

Even though there is always a possibility for your system to be attacked by malware, there are also tools and armors that will protect your Mac from such. It only takes a little research to help you choose the right one.

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